IIMLoans (c), 2024 IIMeetr Agents Private Limited, having its registered office at C/O ALFA SURGICAL, INDUSTRIAL AREA ROHATK, Rohtak, Rohtak-124001, Haryana (hereinafter referred to as ‘the Company', ‘we' and ‘our') provides access to the website to you, subject to the terms contained herein (hereinafter ‘the/this TOU'). Please read this TOU carefully before using the website. By using the Website, you signify your agreement to be bound by this TOU.
This TOU constitutes an electronic record within the meaning of the applicable law. This electronic record is generated by a computer system and does not require any physical or digital signatures.
Words used in this TOU shall have the following meanings assigned to them:
WE FACILITATE COMMUNICATION BETWEEN INTENDING BORROWERS AND INTENDING LENDERS.
The Website is a venue for users to exchange information with the eventual goal of entering into a Lender-Borrower relationship. There is no guarantee that an Intending Borrower will successfully secure credit or receive any expression of interest from any Intending Lender. Similarly, there is no guarantee that an Intending Lender will successfully find an Intending Borrower who is credit worthy in the opinion of the Intending lender.
We do not charge any fees from the Borrower. Our corporate level agreements with the Lender in such cases ensure that the Lender pays us a commission based on every loan that gets disbursed.
Except to the extent specifically mentioned in these Terms of Use, we do not involve ourselves in the agreements/communication/dealing between users/intending borrowers/intending lenders. We do not ensure the integrity and/or credit-worthiness of any user. The user is solely responsible for assessing the integrity, credentials and credit-worthiness of all persons with whom any user communicates on the Website.
i) We grant to every user a limited license to access and make personal use of this Website but not to download (other than page caching) or modify it, or any portion of it. This license does not include any resale or commercial use of the Website or its contents; any downloading or copying of any information or any use of data mining, robots, or similar data gathering and extraction tools. The Website or any portion of it (including but not limited to any copyrighted material, trademarks, or other proprietary information) shall not be reproduced, duplicated, copied, sold, resold, visited, distributed or otherwise exploited for any commercial purpose without our express written consent.
ii) The user is prohibited from framing or using framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of the Website without express written consent. The user is also prohibited from using any Meta tags or any other "hidden text" in the Website. Any unauthorized use terminates the license granted by the Website.
iii) The user is granted a limited, revocable, and non-exclusive right to create a hyperlink to the Welcome page of the Website as long as the link does not portray the Website, the company, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. The user is prohibited from using any logo or other proprietary graphic or trademark of the Website and/or the company as part of the link without our express written consent.
We reserve the right to make changes to the Website, policies, this TOU and any fee charged at any time without any prior notice. The user will be subject to the policies and terms in force at the time that he/she uses the Website. If any of these conditions is deemed invalid, void, or for any reason unenforceable, that condition will be deemed severable and will not affect the validity and enforceability of any/all remaining condition(s).
Users are responsible for maintaining the confidentiality of their account and password, for restricting access to the computer used to access the Website to prevent unauthorized access to their accounts. Users are responsible for all activities that occur under their account and/or password. Users should take all necessary steps to ensure that the password is kept confidential and secure and should inform the Website immediately if they have any reason to believe that their password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner. Users are responsible for ensuring that the details provided to/on the Website are correct and complete and inform us through the Website immediately of any changes to the information that provided by them. Users can access and update much of the information provided by them within the ‘profile' area of the Website. We reserve the right to refuse access to the Website, terminate accounts, remove or edit content at any time without notice to the user.
Use of the Website is exclusively at the risk of the users.
It is however reiterated and made abundantly clear that such aforementioned relationship/agreement shall be bipartite between the borrower and the lender. The Website/the Company will not be privy to any such contract. In the event any user fails to honour its obligations/promises towards another user, the aggrieved user shall be exclusively responsible and liable to insofar as the pursuit of remedies against such defaulting user is concerned. We do not vouch for the credibility, integrity and credit worthiness of any users, all users are advised to conduct a thorough due diligence before entering into agreement/transaction with any other user.
Submission of any contact details by the user on the Website shall be treated as consent of the User to be contacted by us via the mode of contact whose details have been shared by the user. As an integral part of our service, IIMLoans sends you text messages, emails, or WhatsApp messages, related to your bookings, or as a part of our promotional and marketing strategies. If you prefer not to receive these communications, you can opt out by contacting IIMLoans at contact@iimloans.com or by replying with "NO" to the message.
The invalidity or unenforceability of any provision of this TOU shall not affect the validity or enforceability of any other provision of this TOU, which shall remain in full force and effect.
The user agrees that we are not responsible for any harm that his/her use of this Website may cause. The user agrees to indemnify, defend, and hold us harmless from and against any and all liability and costs incurred in connection with any loss, liability, claim, demand, damage, and expenses arising from or in connection with the contents or use of the service. The user agrees that this defense and indemnity shall also apply to any breach by the user of this TOU or the foregoing representations, warranties and covenants. The user further agrees that this defense and indemnity shall include without limitation lawyer fees and costs. The user also agrees that this defense and indemnity shall apply to the Website, the Company and its founders, officers and employees. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the user and the user shall not in any event settle any matter without the written consent of the Company.
The Privacy Policy contained at privacy policy forms a part of this TOU. The personal information /data provided to us by any user during the course of usage of the Website will be treated in accordance with the Privacy Policy and applicable laws and regulations.
This TOU together with the documents [referred to in this Agreement] constitute(s) the entire agreement between the parties with respect to its subject matter and constitutes and supersedes all prior agreements, representations and understandings of the parties, written or oral.
Any controversy or claim arising out of or relating to this TOU and/or the Website and/or the Company shall be decided by Arbitration in accordance with laws of India. The Arbitral Tribunal shall consist of one arbitrator who will be appointed by the Company. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. Any other dispute or disagreement of a legal nature will also be decided in accordance with the laws of India, and the Courts at New Delhi shall have exclusive jurisdiction in all such cases.
Given below are the contact details, name and designation of the Grievance Officer of IIMLoans Private Limited. This information is provided in accordance with applicable provisions of the Information Technology Act 2000 and rules made thereunder and the Consumer Protection (E-Commerce) Rules, 2020:
Name: Mr. Pankaj Verma
Designation: Director
Email Id: contact@IIMLoans.com